Professional Indemnity Insurance Malta

At MelitaUnipol Insurance Agency, our professional indemnity insurance in Malta is designed to protect professionals who offer advice or provide services to clients against claims for loss or damage. The professional indemnity insurance policy is intended for working professionals. Professional indemnity covers claims arising from acts of negligence, errors or omissions in the performance of professional services. The policy protects the insured professionals against claims made by clients or third parties for injury, loss or damage. Our professional indemnity insurance cover can be extended to include additional protections such as libel and slander, loss or damage to documents, dishonesty of employees, prior acts and extended reportings.

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The Product is manufactured by MMS and distributed by MelitaUnipol Insurance Agency Ltd

Professional Indemnity Insurance Malta

Why choose MelitaUnipol Insurance Agency for your Professional Indemnity Insurance in Malta?

Who needs Professional Indemnity Insurance in Malta?

The professional indemnity insurance policy is intended for professionals such as accountants and auditors, lawyers and notaries, architects and civil engineers, electric and mechanical engineers and medical practitioners. At MelitaUnipol, we understand the unique requirements of professionals, and we offer tailored professional indemnity insurance policies to ensure that you and your business are protected against unforeseen risks.

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Benefits & Advantages of Professional Indemnity Insurance in Malta.

The professional indemnity insurance policy covers claims made by clients or third parties as a result of negligent services or advice provided by the professionals. The policy covers the insured for any loss or damage and may include extensions  such as libel and slander, loss or damage to documents, dishonesty of employees and prior acts. The professional indemnity insurance covers fraudulent or erroneous entries in any share of debenture register or record, legal defense costs and bodily injury or death caused by any act or omission of the insured medical practitioner.

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General Conditions of Professional Indemnity Insurance in Malta.

The professional indemnity insurance policy protects accountants, auditors, architects, civil engineers, lawyers and medical practitioners from claims made against them for errors or omissions committed in good faith during the policy period. It also covers losses incurred as a result of fraudulent or dishonest acts committed by employees of the insured. The professional indemnity policy provides indemnity for legal liability and losses up to the limit specified in the schedule. For medical practitioners, it covers loss and claims expenses arising from libel and slander, subject to an access of a maximum limit of 25% of the policy limits.

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Requirements & Restrictions of Professional Indemnity Insurance in Malta.

When considering the professional indemnity insurance policy, customers should pay close attention to its specific requirements to determine if it aligns with their needs. It is critical to consider these requirements, which include the obligation to observe and comply with statutory or local authority laws as well as to obtain written consent before settling any claim. By adhering to these requirements, policyholders can ensure they receive the full benefits of the professional indemnity insurance policy and avoid potential conflicts or issues.

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Requirements & Restrictions of Professional Indemnity Insurance in Malta.

When considering the professional indemnity insurance policy, customers should pay close attention to its specific requirements to determine if it aligns with their needs. It is critical to consider these requirements, which include the obligation to observe and comply with statutory or local authority laws as well as to obtain written consent before settling any claim. By adhering to these requirements, policyholders can ensure they receive the full benefits of the professional indemnity insurance policy and avoid potential conflicts or issues.

Professional Indemnity Insurance FAQs

The professional indemnity insurance policy is intended to meet the needs of liberal professions that provide specialised advice, or services to clients which may result in claims concerning their works. These professions may include but are not limited to lawyers, notaries, architects, medical practitioners, among others.
When applying for insurance, you usually need to fill out an application form with information about yourself, relevant for us. When requesting this necessary information,the insurer will be clear and exact. Thus, you should provide accurate and complete information requested by the insurer. Honesty is crucial in this process, as our claim acceptance may depend on our trustworthiness.
Most adversities encountered in professional activity are covered with professional indemnity insurance, but there are exceptions such as terrorism, pandemic-related losses, past claims and pollution damages. One must carefully read policy conditions and limits to understand exclusions and exceptions.
 

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Professional indemnity insurance is essential for any individual or business operating within a professional capacity. A professional indemnity cover can provide protection against a wide range of risks and can help to ensure that you are protected in the event of any potential claims made against you. By carefully evaluating your needs and working with MelitaUnipol, a reputable insurance provider, you can ensure that you have the right level of coverage to protect you and your business. Having professional indemnity insurance gives you peace of mind and guarantees trust in professional services. Do not delay any longer, obtain a quote for professional indemnity insurance today to secure your professional future.