Looking for reliable and affordable car insurance in Malta? Look no further than our motor vehicle insurance options in Malta. We understand that choosing the right car insurance policy can be difficult, which is why we provide a variety of options to meet your specific requirements. Our comprehensive coverage protects you against accidental loss of or damage to your motor vehicle as well as liability to others, whereas our Third Party Only and Third Party Fire & Theft options provide more affordable coverage. Whichever level of car insurance coverage you choose, all policies include free roadside assistance and breakdown services, including repair on the spot following mechanical or electrical breakdown, battery boost, fuel delivery and towing. Certain limitations do apply. Get your car insurance quote in Malta today and drive with confidence.
Why choose MelitaUnipol Insurance Agency for Car Insurance in Malta?
Free Roadside and Breakdown Assistance

Types of Motor Insurance Policies
In short, our car insurance in Malta covers you against the cost of accidents, damage and theft. Exactly what we cover and how much for is down to the level of car insurance you choose; Third Party Only, Third Party Fire & Theft or Comprehensive insurance.
Third Party Only Car Insurance
Our Third Party Only car insurance in Malta provides essential liability coverage to others in the events of an accident, at an affordable price. This level of coverage is required by law for all drivers and provides peace of mind knowing that you are protected against any claims made against you. Get a Third Party Only car insurance quote today.
Third Party Fire & Theft Car Insurance
Third Party Fire & Theft car insurance in Malta provides coverage for your vehicle comprising its accessories and spare parts for specific events, such as fire, self-ignition, lightning, explosion, theft or attempted theft. It provides more comprehensive coverage than basic third party insurance, protecting you from the most common risks on the road. Get a Third Party Fire & Theft car insurance quote today
Comprehensive Car Insurance
MelitaUnipol Insurance Agency’s Comprehensive car insurance in Malta provides an additional layer of protection against the costs of damage to your own car comprising its accessories and spare parts, including accidental loss or damage. It combines the advantages of Third Party Only and Third Party Fire & Theft. Get a comprehensive car insurance quote today.
If you have car insurance in Malta, it’s essential to know the limits of roadside assistance and breakdown service. The following limits apply:
- Battery boost assistance – This cover is limited to 2 battery boost services in 1 week.
- Locksmith service – This service is limited to one locksmith service per policy period.
- Fuel Delivery – This service is limited to one service per policy period.
- Overall Limit – This cover is limited to a maximum of four breakdown services per car insurance policy period across all covers.
Subject to some limitations, MelitaUnipol Insurance Agency’s motor insurance cover is available anywhere within Europe.
Extensions to Cover | Comprehensive | Third Party Fire & Theft | Third Party Only |
---|---|---|---|
Personal Accident | Included | Included | Included |
Medical Expenses | Included | Included | Included |
Breakage of Glass | Included | Included | Included |
Use by the Motor, Hotel or Restaurant Trade | Included | Included | Included |
Legal Assistance for Uninsured Losses | Included | Included | Not Incl. |
Personal Belongings | Included | Included | Not Incl. |
Emergency Overnight Accommodation outside of Malta | Included | Included | Not Incl. |
Lost Keys and Locks | Included | Included | Not Incl. |
Courtesy Vehicle (Private Vehicles Only) | Included | Not Included | Not Incl. |
Excess Waiver (Private Vehicles Only) * Applicable only if a home contents insurance policy issued by us, is valid and in force at the date and time of loss of the claim. | Included | Not Included | Not Incl. |
30 days Own Damage cover anywhere within the EEA and Switzerland | Included | Included | Not Incl. |
Optional Extensions | Comprehensive | Third Party Fire & Theft | Third Party Only |
---|---|---|---|
Protection of your No Claims Discount (Private Vehicles Only) | Available | Available | Available |
Earthquake Cover | Available | Not Available | Not Available |
The Product is manufactured by MMS and distributed by MelitaUnipol Insurance Agency Ltd
Motor Insurance FAQs
At MelitaUnipol Insurance Agency, we understand the importance of having reliable and affordable car insurance in Malta. Our team of experienced professionals can help you choose the right level of motor insurance coverage, whether you’re looking for Third Party Only, Third Party Fire & Theft or Comprehensive coverage, we have a policy to suit your needs. All levels of motor insurance coverage include free roadside assistance and breakdown service, ensuring that you’re always covered on the road. Our team is available 24/7 to provide support and assistance whenever you need it. You can get the protection you need at a price that works for you thanks to our competitive pricing. At MelitaUnipol, we are dedicated to providing the best service and coverage for our customers’ motor insurance needs in Malta. So don’t risk it – get a car insurance quote today and enjoy the peace of mind that comes with knowing you’re protected on the road.