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Bad weather warnings can really put a damper on our plans. But the potential consequences that extreme weather can bring may be much longer lasting. In Malta, we’re more accustomed to finding ways to cool down our homes during the summer… but we should also be thinking about how to protect our homes during a storm, because nobody wants to have to deal with a leaky roof during the peak of winter!

To prevent avoidable damage and the expenses they incur, there are several actions that you can take to keep your home safe – and warm – during stormy weather and low temperatures.

  1. Check your roofs, balconies and gutters

Since we don’t spend as much time in our outside areas during the colder months, it’s easy to neglect them. This leads to a build-up of dust and debris, which could potentially lead to flooding and leaks down the line. Ahead of any storm, be sure to check that your roof, balconies, and gutters are clear to avoid clogging up the drains and causing water to accumulate. This is important to prevent water from seeping through any cracks and causing even more damage!

  • Bring your outdoor furniture inside

While giving your outdoor areas a clean, make sure that any loose pieces of furniture are brought indoors. Bad weather can cause damage to your outdoor furniture, but the furniture can also cause damage to your home if it is being pushed around by heavy rain and winds! It’s definitely a good call to provide some shelter for your furniture throughout the winter.

  • Seal your doors and windows properly

The best way to keep water out of the house is by sealing your doors and windows well. Although it is standard practice to keep a few doors ajar for improved air quality, strong winds can shatter glass and allow water to seep through into your home. Seal your apertures while it pours, and re-open them once the storm passes to prevent a build-up of moisture that turns into mould.

  • Secure water tanks

Some outdoor items can’t be moved, but that doesn’t mean they’re 100% safe outside either. Items like water tanks and their covers need to be secured to prevent them from flying away and causing damage to your house and those of your neighbours.

  • Switch off electrical devices

Electricity surges caused by lightning strikes can cause serious damage to electrical devices and appliances. So, the best way to prevent damage is by unplugging them before the storm begins. This will remove the devices from the home’s electrical circuit and prevent the lightning power surge from causing any harm. Devices that should be unplugged include TVs, PCs, laptops, kitchen appliances, phones, routers, office equipment and refrigerators, if possible!

While prevention is always better than cure, there are steps that can be taken to help you deal with damages caused by bad weather. With a Home Insurance Plan, you will be covered against accidental loss and damage of your home buildings, contents and personal belongings. Find out more here.

MelitaUnipol Insurance Agency Ltd. is enrolled under the Insurance Distribution Act to act as an Insurance Agent for MAPFRE Middlesea p.l.c. (MMS). MMS (C-5553) is authorised by the Malta Financial Services Authority (MFSA) under the Insurance Business Act. Both entities are regulated by the MFSA

The Products are manufactured by MMS and distributed by MelitaUnipol Insurance Agency Ltd..

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