As the popularity of electric cars continues to grow, we recognise the importance of providing specialised electric motor vehicles insurance coverage in Malta. At MelitaUnipol Insurance Agency, we offer three levels of cover for electric car insurance: Third Party Only, Third Party Fire & Theft, and Comprehensive. All levels of coverage provide liability protection to others as well as varying degrees of protection against loss of or damage to your electric vehicle. With all three levels of electric vehicle insurance, we provide free roadside assistance and breakdown service, which includes services such as on-the-spot repairs for mechanical or electrical breakdowns, battery boost (applicable to hybrid vehicles only), flat tyre assistance, towing services following a breakdown or accident, fuel delivery (applicable to hybrid vehicles only), towing to the nearest charging point in the event the vehicle runs out of charge and locksmith services. While certain restrictions apply, this coverage is available anywhere within Europe.
Do not leave the protection of your electric vehicle to chance – trust MelitaUnipol Insurance Agency for reliable and comprehensive electric car insurance in Malta. Get an electric vehicle insurance quote today and stay protected whilst you’re on the road.
Why choose MelitaUnipol Insurance Agency for Electric Vehicle Insurance in Malta?
Free Roadside and Breakdown Assistance
Types of Electric Vehicle Insurance Policies
Our electric vehicle insurance in Malta provides comprehensive coverage for your electric vehicle against accidents, damages and theft. The level of coverage you choose, whether it is Third Party Only, Third Party Fire & Theft, or Comprehensive Insurance, will determine exactly what we cover and how much we cover it for. MelitaUnipol Insurance Agency is dedicated to providing the best possible service and coverage for your electric car insurance needs in Malta.
Third Party Only Electric Vehicle Insurance
Third Party Only electric vehicle insurance covers third-party liability, covering any damage or injury caused to third parties. This electric car insurance coverage ensures that you are not personally responsible for covering the costs of damages or injuries to others in the event of an accident. Contact us today for a quote on Third Party Only electric vehicle insurance.
Third Party Fire & Theft Electric Vehicle Insurance
Our Third Party Fire & Theft Electric Vehicle Insurance in Malta offers protection against liability to others as well as loss of or damage to your electric car caused by theft or attempted theft, fire, self-ignition, lightning or explosion. This level of coverage gives you peace of mind by protecting you against a variety of potential risks. Request a quote for your electric vehicle insurance in Malta for Third Party Fire & Theft coverage.
Comprehensive Car Insurance
MelitaUnipol Insurance Agency offers Comprehensive electric vehicle insurance that covers not only liability to others but also for accidental loss of or damage to your electric vehicle. With our comprehensive electric vehicle insurance in Malta, you can enjoy complete peace of mind knowing that you and your electric car are fully protected in any situation. Get a quote for our comprehensive electric vehicle insurance in Malta today.
If you have electric vehicle insurance in Malta, it’s essential to know the limits of roadside assistance and breakdown service. The following limits apply:
- Battery boost assistance – This cover is limited to 2 battery boost services in 1 week.
- Fuel Delivery – This service is limited to one service per policy period.
- Out of Charge – This service is limited to one service per policy period
- Locksmith service – This cover is limited to one locksmith service per policy period.
- Overall Limit – roadside assistance and breakdown cover is limited to a maximum of four breakdown services per electric vehicle insurance policy period across all covers.
Subject to some limitations, MelitaUnipol Insurance Agency’s electric vehicle insurance cover is available anywhere within Europe.
Extensions to Cover | Comprehensive | Third Party Fire & Theft | Third Party Only |
|---|---|---|---|
| Personal Accident | Included | Included | Included |
| Medical Expenses | Included | Included | Included |
| Breakage of Glass | Included | Included | Included |
| Use by the Motor, Hotel or Restaurant Trade | Included | Included | Included |
| Legal Assistance for Uninsured Losses | Included | Included | Not Incl. |
| Personal Belongings | Included | Included | Not Incl. |
| Emergency Overnight Accommodation outside of Malta | Included | Included | Not Incl. |
| Drive Battery Cover: (Electrical Overload damage, Consequential damage, Battery Scrappage, Decontamination Costs, Emergency Overnight…) | Included | Included | Not Incl. |
| Lost Keys and Locks | Included | Included | Not Incl. |
| Courtesy Vehicle (Private Vehicles Only) | Included | Included | Not Incl. |
| Excess Waiver (Private Vehicles Only) * Applicable only if a home contents insurance policy issued by us, is valid and in force at the date and time of loss of the claim. | Included | Included | Not Incl. |
| 30 days Own Damage cover anywhere within the EEA and Switzerland | Included | Included | Not Incl. |
Payment for loss or damage under the above extensions will not affect your entitlement to No Claims Discount.
Optional Extensions | Comprehensive | Third Party Fire & Theft | Third Party Only |
|---|---|---|---|
| Protection of your No Claims Discount (Private Vehicles Only) | Available | Available | Available |
| Earthquake Cover | Available | Not Available | Not Available |
The Product is manufactured by MMS and distributed by MelitaUnipol Insurance Agency Ltd
Electric Vehicle Insurance FAQs
You’ll need third party cover as a minimum. It’s mandatory, and you cannot legally drive without it. However what you’re covered for depends on the type of electric vehicle insurance policy you pick. Request an electric car insurance quote today.
Electric vehicle insurance in Malta is essential for covering the cost of accidents, damage, and theft. It is a legal requirement to have at least third party insurance in Malta while driving on public roads.
Third Party Fire & Theft electric vehicle insurance covers you against liability to others and loss of or damage to your vehicle caused by fire, theft or attempted theft, while Comprehensive Electric Vehicle Insurance includes all the benefits of Third Party Fire & Theft and covers you against accidental damage or loss of your vehicle.
Electric car insurance in Malta may be more expensive than regular car insurance due to the higher cost of repairs and the limited availability of qualified mechanics. However, the cost may vary depending on the level of coverage and the insurer.
It's possible! Some insurance providers offer discounts for electric cars due to their lower risk of accidents and lower maintenance costs. Contact us to see if we offer any discounts for electric vehicles.
Choosing the best electric car insurance policy in Malta is essential for keeping you and your vehicle safe on the road. With our comprehensive coverage options, including Third Party Only, Third Party Fire & Theft and Comprehensive electric vehicle insurance in Malta, you can be confident that you are covered in the event of an accident, damage or theft. Furthermore, all of our policies include free roadside assistance and breakdown service, ensuring you are never stranded on the side of the road. With our competitive pricing and commitment to customer satisfaction, MelitaUnipol Insurance Agency can provide you with the best insurance for electric cars in Malta. Don’t hesitate – get a quote today and drive with confidence knowing you’re covered with electric vehicle insurance in Malta.
