Business Insurance Malta

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Looking for Business Insurance in Malta? At MelitaUnipol Insurance Agency, we understand that protecting your business from potential risks and unexpected events is critical for its long-term sustainability and growth. As a business owner, you want to ensure that your company is protected against any financial or legal liabilities that may arise. That’s where our commercial combined insurance policy comes in.

Our business insurance Malta policy offers a wide variety of benefits that can be tailored to suit your specific business needs. From property and stock coverage to public and product liability, employers’ liability and more, our commercial business insurance policy provides comprehensive coverage to safeguard your business. Get a quote for business insurance Malta today! 

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Business Insurance Malta

Benefits of having Business Combined Insurance in Malta (SME)

Under the SME business insurance policy, MelitaUnipol Insurance Agency provides comprehensive business insurance coverage, which includes commercial combined insurance benefits such as property and stock coverage, public and product liability, employers’ liability, loss of income, money and personal accident cover, fidelity guarantee, equipment breakdown and annual travel cover. The business insurance policy allows you full flexibility to increase cover limits or add-on cover to meet your specific business needs. Additionally, MelitaUnipol also offers 24/7 business emergency assistance through our call centre to help you manage any unexpected situations that may arise. MelitaUnipol’s insurance for business is ideal for sole traders or established companies seeking tailored coverage.

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General Conditions of MUIA’s Business Combined Insurance in Malta (SME)

Our business insurance Malta policy protects small and medium-sized enterprises that offer goods or services from their premises, such as offices, clinics, retailers and catering establishments. The business insurance policy includes coverage for damages, loss or destruction of buildings, fixtures, fittings, walls, gates, yards, car parks and more. This business combined insurance policy also covers stock, plant and machinery and electronic equipment, as well as accessories and peripherals used with the equipment. The business insurance policy also provides liability coverage for compensation and claimants’ costs in the event of an incident related to the business on the Maltese Islands. This commercial combined insurance is an ideal option for companies seeking comprehensive business insurance coverage.

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Requirements and Restrictions of Business Combined Insurance in Malta (SME)

The business combined insurance Malta policy includes specific requirements that the policyholder must carefully consider in order to determine which business insurance policy best meets their needs. It is critical to consider these requirements when making a decision. The policyholder is responsible for keeping the insured property in good repair and taking necessary precautions to avoid any loss, damage, accidents or injury. Furthermore, the policyholder must follow all statutory and local authority laws and obligations by taking all reasonable precautions.

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Business Insurance FAQs

As a business owner in Malta, having business insurance is essential to protect your company from unforeseen risks and events that could result in financial losses. Business insurance provides coverage for various aspects of your business. Certain types of businesses in Malta are required to have business insurance. However, even if your company is not required by law to have business insurance, it is still advisable to have coverage to protect your assets and business operation in case of any unexpected events.
In Malta, small and medium enterprises (SMEs) are defined by the European Commission as businesses that employ fewer than 250 employees and have an annual turnover not exceeding €50 million. To determine if your business falls under the SME business insurance category, you can assess your company’s size based on the number of employees and financial indicators. Contact us to determine if your business qualifies for the SME business insurance.
 

Travel insurance

Travelling is preparation, be prepared for anything you may encounter whilst travelling with one of our travel plans.

 

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At MelitaUnipol Insurance Agency, our business insurance Malta policy is specifically designed to cater to the unique needs of small and medium enterprises in Malta. It is critical to have adequate business insurance to safeguard your company from any unforeseen risks and events that may result in financial losses. Our business insurance policy covers a wide range of aspects. With our adaptable cover options, you can amend the commercial insurance coverage to suit your business needs. Our comprehensive business combined insurance cover includes business emergency assistance, ensuring that you have access to 24/7 support in case of any emergencies. Trust MelitaUnipol to provide you with the best business insurance options to safeguard your business. Business insurance provides peace of mind for you and your employees, knowing that you are adequately covered in case of any emergencies. Contact us today to learn more about our commercial business insurance to protect your company.